INVESTMENT LOANS
DSCR Loans
A rental home loan that looks at the rent.
This loan looks at how much rent a property can bring in compared with its monthly loan costs. The rental property helps show if the loan is a fit.
- For homes you rent out
- Focuses on the rental income
- Can help you buy or refinance a rental
Good to know
DSCR is a rent-to-payment check. The lender also checks your credit, down payment, and money saved. Some loans have a fee if you pay them off early.
What should I have ready?
The property address, expected rent, and your buying or refinance plan.
Loan options depend on your state, property, and lender rules. Credit, documents, and approval are required.