SELF EMPLOYED
Asset Based Loans
Have savings, but less income each month?
This home loan may use money in your savings or investment accounts to help you qualify. It can be useful when you have money saved but no steady paycheck.
- May use savings and investments to help you qualify
- Can be useful for people who are retired
- Can help you buy or refinance a home
Good to know
The lender decides which accounts count and how much can be used. This is a home mortgage, not a loan against your investment account.
What should I have ready?
Recent account statements and details about your home plans.
Loan options depend on your state, property, and lender rules. Credit, documents, and approval are required.