@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#193B59;--green:#24577F;--lime:#B9DCF3;--paper:#F8FBFE;--muted:#4C6275}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:var(--paper);font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.6}button,input,select{font:inherit}button,a,input,select,summary{outline-offset:5px}button{cursor:pointer}a{color:inherit;text-decoration:none}header{height:102px;display:flex;align-items:center;gap:30px;padding:0 5.5%;background:var(--paper);border-bottom:1px solid #D9E6F0} .brand{display:flex;flex-direction:column;line-height:1.4;white-space:nowrap}.brand b{font-family:Manrope,sans-serif;letter-spacing:.04em;font-size:24px;font-weight:800}.brand span{font-size:10px;letter-spacing:.16em}.brand .brand-dot{font-size:24px;color:var(--green)}nav{display:flex;gap:27px;margin-left:auto;font-size:14px}.header-phone{font-size:14px;font-weight:700}.button{background:var(--green);color:white;padding:15px 24px;border:1px solid var(--green);border-radius:5px;display:inline-block;font-size:14px;font-weight:700;text-align:center}.button:hover{background:#153C5C}.button.small{padding:11px 20px}.button.outline{background:transparent;color:var(--ink)}.hero{display:grid;grid-template-columns:1.1fr 1fr;max-width:1600px;margin:auto;padding:45px 5.5% 58px;gap:6%;align-items:center}.eyebrow{font-size:11px;letter-spacing:.16em;font-weight:700;display:flex;align-items:center;gap:10px}.eyebrow span{width:7px;height:7px;background:var(--green);border-radius:100%}h1,h2,h3{font-family:Manrope,sans-serif;font-weight:500;line-height:1.12;margin:0;letter-spacing:-.045em}h1{font-size:clamp(42px,4.8vw,72px);margin:26px 0}h1 em,h2 em{font-style:normal;color:#527E9E}p{color:var(--muted)}.hero-copy>p{max-width:485px;font-size:17px;line-height:1.7}.hero-actions{display:flex;gap:28px;align-items:center;margin-top:28px}.text-link{font-size:14px;border-bottom:1px solid #78ACCF}.hero-note{font-size:12px;color:#4C6275;margin-top:25px}.hero-portrait{height:620px;border-radius:100px 7px 7px 7px;position:relative;overflow:hidden;background:#B9DCF3}.hero-portrait>img{width:100%;height:100%;object-fit:cover;object-position:center 36%}.hero-portrait:after{content:'';position:absolute;inset:60% 0 0;background:linear-gradient(transparent,#102B44e6)}.portrait-caption{position:absolute;bottom:30px;left:32px;color:white;z-index:1}.portrait-caption>span{font-size:10px;letter-spacing:.16em}.portrait-caption strong{display:block;font-size:29px;font-weight:500}.portrait-caption div{font-size:12px}.portrait-label{position:absolute;right:20px;top:23px;background:#F8FBFEe8;border-radius:4px;padding:14px 19px;font-size:12px;line-height:1.5}.path-section{padding:45px 5.5% 64px;background:#EAF4FB}.section-top{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;margin-bottom:30px}h2{font-size:clamp(30px,3vw,43px);margin-top:15px}.section-top p{font-size:14px;margin:0}.paths{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.path{text-align:left;display:flex;flex-direction:column;min-height:300px;padding:27px 24px;border:1px solid #D9E6F0;border-radius:6px;background:var(--paper);color:var(--ink);transition:transform .2s,border-color .2s}.path:hover{transform:translateY(-5px);border-color:var(--green)}.icon{width:46px;height:46px;display:block;background:#DDEFFB;border-radius:10px;padding:10px;margin-bottom:23px}.icon svg{width:100%;height:100%;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.path-name{font-size:12px;color:#4C6275}.path strong{font-family:Manrope;font-size:22px;font-weight:600;letter-spacing:-.035em;margin:4px 0 13px}.path>span:not(.icon):not(.path-name):not(.path-cta){font-size:14px;color:#4C6275;line-height:1.6}.path .path-cta{font-size:12px;margin-top:auto;padding-top:24px;display:flex;justify-content:space-between;font-weight:700}.path-cta i{font-style:normal;font-size:19px}.path-dark{background:var(--ink);color:white;border-color:var(--ink)}.path-dark .icon{background:#345D7D}.path-dark .path-name,.path-dark>span:not(.icon):not(.path-name):not(.path-cta){color:#D5E6F3}.trust-strip{display:flex;justify-content:space-between;gap:20px;padding:25px 5.5%;border-bottom:1px solid #D9E6F0;font-size:10px;letter-spacing:.12em;font-weight:700}.section{padding:85px 5.5%;max-width:1600px;margin:auto}.about{display:grid;grid-template-columns:1fr 1fr;gap:12%}.about-title h2{font-size:39px}.signature{font-family:Georgia,serif;font-size:36px;font-style:italic;margin:27px 0 25px}.company-logo{width:170px;mix-blend-mode:multiply}.fine{font-size:12px;line-height:1.65}.large-copy{font-size:22px;line-height:1.5;color:var(--ink);margin-top:0}.about .button{margin-top:15px}.process{background:var(--ink);color:white;max-width:none}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:60px;margin-top:45px}.steps span{color:var(--lime);font-size:13px}.steps h3{font-size:23px;margin-top:21px}.steps p{color:#D0E1EE;font-size:15px;max-width:330px}.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:23px}.articles button{text-align:left;padding:30px;background:#EAF4FB;color:var(--ink);border:0;border-radius:5px}.articles button:nth-child(2){background:#DFEEF9}.articles button:nth-child(3){background:#F0F7FC}.articles span{font-size:10px;letter-spacing:.13em}.articles h3{font-size:28px;margin:30px 0 15px}.articles p{font-size:14px;max-width:280px;min-height:50px}.articles b{font-size:12px}.calculator{display:grid;grid-template-columns:1fr 1fr;gap:10%;background:#EAF4FB;max-width:none}.calculator>div>p{max-width:400px}.calc-card{background:white;padding:32px;border-radius:6px;box-shadow:0 10px 35px #193B5909}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:15px}.calc-fields label:last-child{grid-column:1 / -1}label{display:flex;flex-direction:column;font-size:12px;font-weight:700;gap:7px}input,select{padding:12px;border:1px solid #C9DAE8;border-radius:4px;background:white;color:var(--ink);width:100%;font-size:16px}.calc-result{margin:27px 0;border-top:1px solid #D9E6F0;padding-top:24px}.calc-result>span{font-size:10px;letter-spacing:.12em}.calc-result strong{display:block;font-family:Manrope;font-size:42px;letter-spacing:-.05em}.calc-result p{margin:0;font-size:12px}.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:10%}details{border-bottom:1px solid #D9E6F0;padding:18px 0}summary{cursor:pointer;font-size:16px;font-weight:500}details p{font-size:14px}.contact{text-align:center;background:var(--green);color:white;padding:72px 20px}.contact .eyebrow{justify-content:center;color:#D5E6F3}.contact h2{font-size:45px}.contact p{color:#D5E6F3}.contact>div:last-child{display:flex;justify-content:center;align-items:center;gap:30px;margin-top:30px}.contact .button{background:var(--lime);color:var(--ink);border-color:var(--lime)}.contact a{font-size:14px}footer{padding:45px 5.5% 28px}.footer-top{display:flex;justify-content:space-between;gap:30px;font-size:12px;line-height:1.9}.footer-top .brand{align-self:flex-start}footer>p{font-size:11px;max-width:900px;margin-top:32px}.copyright{font-size:10px;color:var(--muted);border-top:1px solid #D9E6F0;padding-top:15px}.plain{border:0;padding:0;background:none;font-size:12px;color:inherit}.plain:hover{text-decoration:underline}dialog{border:0;border-radius:10px;padding:45px;max-width:620px;width:calc(100% - 30px);max-height:85vh;color:var(--ink);background:var(--paper)}dialog::backdrop{background:#102B4499;backdrop-filter:blur(4px)}.close{position:absolute;right:15px;top:10px;border:0;background:none;font-size:28px;color:var(--ink)}dialog h2{font-size:32px}dialog h3{font-size:22px;margin-top:25px}dialog p,dialog li{font-size:15px}dialog .choices{display:grid;gap:10px;margin:25px 0}dialog .choice{padding:13px 16px;background:white;border:1px solid #C9DAE8;border-radius:4px;text-align:left;color:var(--ink)}dialog .choice:hover{background:#EAF4FB}.back{background:none;border:0;color:var(--muted);font-size:13px;padding:10px 0}.embed{width:100%;min-height:620px;border:0}.flow-note{font-size:12px!important}.call-options{display:flex;gap:12px;flex-wrap:wrap}button:hover,a:hover{filter:brightness(.98)}@media(min-width:1600px){.path-section,.trust-strip,header,footer,.contact,.process,.calculator{padding-left:max(5.5%,calc((100vw - 1424px)/2));padding-right:max(5.5%,calc((100vw - 1424px)/2))}}@media(max-width:1000px){nav{gap:15px}.header-phone{display:none}.hero-portrait{height:570px}.paths{grid-template-columns:repeat(2,1fr)}.path{min-height:270px}.about,.faq,.calculator{gap:6%}.about-title h2{font-size:32px}.hero{gap:4%}.trust-strip span{font-size:9px}}@media(max-width:680px){header{height:80px;gap:15px;justify-content:space-between}.brand b{font-size:21px}nav{display:none}header .button{font-size:12px}.hero{display:flex;flex-direction:column;align-items:stretch;padding-top:35px;gap:35px}.eyebrow{font-size:10px}h1{font-size:47px}.hero-copy>p{font-size:16px}.hero-portrait{height:460px;border-radius:65px 6px 6px 6px}.hero-portrait>img{object-position:center 36%}.hero-note{font-size:11px}.section-top{display:block}.section-top p{margin-top:20px}.path-section{padding-top:35px}.paths{gap:12px}.path{padding:20px 15px;min-height:290px}.path strong{font-size:20px}.path>span:not(.icon):not(.path-name):not(.path-cta){font-size:13px}.path .path-cta{font-size:11px}.trust-strip{display:grid;grid-template-columns:1fr 1fr;gap:15px}.section{padding:55px 5.5%}.about,.calculator,.faq{grid-template-columns:1fr;gap:35px}.steps,.articles{grid-template-columns:1fr;gap:20px}.steps{margin-top:30px}.steps p{max-width:none}.steps>div{border-top:1px solid #547995;padding-top:20px}.articles h3{margin-top:22px}.articles p{min-height:0;max-width:none}.calc-card{padding:23px}.contact h2{font-size:36px}.contact>div:last-child{flex-direction:column;gap:20px}.footer-top{flex-direction:column;gap:20px}dialog{padding:35px 25px}.hero-actions{gap:18px}.button{padding:14px 20px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.path{transition:none}}
/* Compact portrait keeps the borrower choices closer to the first viewport. */
.hero{grid-template-columns:1.3fr .8fr;padding-top:35px;padding-bottom:40px}
.hero-portrait{height:430px;width:100%;max-width:350px;justify-self:center;border-top-left-radius:70px}
.hero-portrait>img{object-position:center 36%}
.portrait-label{display:none}
.portrait-caption{left:22px;bottom:22px}
.portrait-caption strong{font-size:25px}
h1{font-size:clamp(42px,4.4vw,64px);margin:20px 0}
@media(max-width:1000px){.hero-portrait{height:390px}.portrait-caption div{font-size:11px}}
@media(max-width:680px){.hero{gap:25px}.hero-portrait{height:300px;max-width:280px;align-self:center}.hero-portrait>img{object-position:center 33%}h1{font-size:45px}.portrait-caption>span{font-size:9px}}

.path-finder-wrap{width:100%;background:white;border:1px solid #D9E6F0;border-radius:8px;overflow:hidden}.path-finder-frame{display:block;width:100%;height:850px;border:0;background:white}.path-finder-fallback{font-size:12px;margin:14px 0 0;text-align:center}.path-finder-fallback a{text-decoration:underline}@media(max-width:680px){.path-finder-frame{height:1050px}}

.header-affiliation{display:flex;flex-direction:column;gap:5px;padding-left:24px;border-left:1px solid #D9E6F0;min-width:145px}.header-affiliation span{font-size:10px;color:var(--muted)}.header-affiliation img{width:145px;height:auto;mix-blend-mode:multiply}header{gap:22px}.housing{display:flex;align-items:center;gap:9px;margin:20px 0;color:var(--ink)}.housing svg{width:40px;height:40px}.housing span{font-size:10px;font-weight:700;line-height:1.25;letter-spacing:.03em}@media(max-width:1100px){header{flex-wrap:wrap;height:auto;min-height:100px;padding-top:15px;padding-bottom:15px;gap:15px}nav{gap:16px}.header-affiliation{padding-left:15px}.header-affiliation img{width:125px}}@media(max-width:680px){header{gap:12px}.header-affiliation{margin-left:auto;min-width:0;padding-left:12px}.header-affiliation img{width:115px}.header-affiliation span{font-size:9px}header>.button{margin-left:auto}.hero{padding-top:25px}.hero-copy h1{margin-top:0}}

/* Cool blue consultant palette. */
.process{background:#193B59}.hero-portrait:after{background:linear-gradient(transparent,#102B44e6)}.eyebrow{color:#426B8A}.process .eyebrow{color:#B9DCF3}.contact .eyebrow{color:#D5E6F3}.company-logo,.header-affiliation img{mix-blend-mode:multiply}

/* Product navigation and simple two-column loan pages. */
.product-nav{gap:20px;align-items:center}.nav-group{position:relative;border:0;padding:0}.nav-group summary{font-size:14px;white-space:nowrap;list-style:none;cursor:pointer;padding:14px 0}.nav-group summary::-webkit-details-marker{display:none}.nav-group summary:after{content:'⌄';margin-left:7px}.nav-group[open] summary{color:#24577F}.nav-menu{position:absolute;top:100%;left:-15px;width:215px;background:white;border:1px solid #D9E6F0;box-shadow:0 12px 30px #193b5918;border-radius:6px;padding:8px;z-index:20}.nav-menu a{display:block;padding:10px 12px;border-radius:4px;font-size:14px}.nav-menu a:hover{background:#EAF4FB}.meet-link{font-size:14px;white-space:nowrap}.product-page{max-width:1440px;margin:auto;padding:35px 6% 35px}.product-breadcrumb{display:flex;gap:12px;font-size:12px;color:#4C6275;margin-bottom:40px}.product-layout{display:grid;grid-template-columns:minmax(0,1fr) 420px;gap:7%;align-items:start}.product-copy h1{font-size:clamp(42px,4.8vw,66px);max-width:650px;line-height:1.08;margin:20px 0}.product-hook{font-size:23px;line-height:1.4;color:#193B59;max-width:620px;margin:20px 0}.product-description{font-size:19px;line-height:1.7;max-width:620px}.simple-benefits{list-style:none;padding:0;margin:30px 0}.simple-benefits li{position:relative;padding-left:37px;margin:18px 0;font-size:17px;color:#4C6275}.simple-benefits li:before{content:'✓';position:absolute;left:0;top:1px;border-radius:50%;width:24px;height:24px;background:#24577F;color:white;text-align:center;font-size:15px;line-height:24px}.product-note{background:#EAF4FB;border-left:4px solid #78ACCF;border-radius:4px;padding:20px 23px;max-width:620px}.product-note h2,.product-bring h2{font-size:20px;margin:0;letter-spacing:-.02em}.product-note p,.product-bring p{font-size:16px;margin:10px 0 0}.product-bring{margin:25px 0}.product-form{background:white;border:1px solid #D9E6F0;border-radius:8px;overflow:hidden;scroll-margin-top:25px}.product-form iframe{display:block;margin:auto;background:white}.form-fallback{display:block;text-align:center;font-size:12px;padding:12px;text-decoration:underline}.product-disclaimer{font-size:12px;margin-top:35px}.product-page+footer{border-top:1px solid #D9E6F0}.product-nav details p{margin:0}@media(max-width:1250px){header .header-phone{display:none}.product-nav{gap:16px}}@media(max-width:900px){.product-layout{grid-template-columns:minmax(0,1fr) 360px;gap:4%}.product-hook{font-size:21px}.product-description{font-size:17px}header .product-nav{order:3;width:100%;margin:0;display:flex;justify-content:center}}@media(max-width:680px){header .product-nav{display:flex;flex-wrap:wrap;gap:8px 20px;justify-content:flex-start}.nav-group summary{font-size:13px;padding:8px 0}.meet-link{font-size:13px}.nav-menu{left:0;width:195px}.nav-group:last-of-type .nav-menu{left:auto;right:0}.product-page{padding:25px 5.5%}.product-breadcrumb{margin-bottom:25px}.product-layout{grid-template-columns:1fr;gap:30px}.product-copy h1{font-size:43px}.product-hook{font-size:21px}.product-description{font-size:17px}.simple-benefits li{font-size:16px}.product-form{max-width:420px;width:100%;justify-self:center}.product-nav .meet-link{padding:8px 0}}

@media (hover:hover){.nav-group:hover::details-content{content-visibility:visible}.nav-group:hover>.nav-menu{display:block}.nav-group>.nav-menu{display:none}.nav-group[open]>.nav-menu{display:block}}